These terms govern your use of this website. By using this site, you accept these terms in full.
This website is operated by Niraj Patel, trading as Telos Advisory. References to "we", "us" and "our" refer to Telos Advisory.
You may view and use this website for your own personal or business information only. You must not reproduce, distribute or otherwise use any content from this website for commercial purposes without our prior written consent.
The content on this website, including any articles published under Insights, is provided for general information only and does not constitute professional, financial or legal advice. You should not act, or refrain from acting, on the basis of any content on this site without seeking independent professional advice specific to your circumstances.
Unless otherwise stated, all content on this website, including text, graphics and the Telos Advisory name and logo, is owned by or licensed to us and is protected by copyright and other intellectual property laws.
We take reasonable care to ensure the content of this website is accurate, but we make no warranties, express or implied, about its completeness or accuracy. To the fullest extent permitted by law, we exclude liability for any loss or damage arising from your use of this website.
This website may contain links to third-party websites. We are not responsible for the content or privacy practices of any linked websites.
These terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.
We may update these terms from time to time. The version published on this page is always the current one.
Last updated: August 2026.
If you have any questions about these terms, please contact us at niraj@telosadvisory.uk.